What Factors Should I Take Into Account When Deciding How Much Of My 401(k) Contribution Should Go Into My Roth 401(k)?

Simply put – contribute as much as you possibly can while staying within IRS rules. Roth contributions are after tax so it comes down to “can you afford” the taxes to enable the Roth contribution. If you can, then by all means max out the Roth contribution. At Self Directed Retirement Plans LLC we strategize with our clients with emphasis on Roth tax free growth.